![]() They often have better interest rates for savings and lower rates for borrowing, plus they tend to give back to the community. If you’re not familiar with credit unions, these are local organizations. However, most credit unions will still charge for outgoing wire transfers, typically around $20 to $25 for domestic and $40 for international. So if you think you’ll be receiving a lot of wires, this is a good route to investigate. Check Out Your Local Credit UnionĬredit unions are more likely to have zero fees for incoming wire transfers, domestic and foreign, than larger banks. Otherwise, you’ll need to find a different way to get/send your money or open another account with a different bank. Unfortunately, many online banks don’t yet offer wire transfers, so if this is a service you need, check out the list above to make sure your online bank is listed. Some banks have different tiers of fees depending on the account, so you’ll want to check for your particular account. Most banks charge for outgoing wire transfers (both domestic and international), so if you can avoid sending a wire, that’s your best bet. ![]() Fees for outgoing wires are on the higher end.
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